Eligibility :
Sweepstakes open to legal residents of the 50 United States or the District of Columbia, 18 years of age or older as of 1/2/08, except employees & their immediate families (spouses, parents, children, & siblings & their respective spouses) & those living in the same household of each of MasterCard International Incorporated (“Sponsor”), MasterCard customer financial institutions, & each of their respective parent companies, affiliates, distributors, subsidiaries, advertising/promotion agencies, & Project Support Team, Inc. (“P/S/T”) (collectively, “Released Parties”). This Sweepstakes is subject to all applicable federal, state, & local laws & regulations. Void where prohibited.

Timing :
Sweepstakes begins at 12:00:01AM Central Time (“CT”) on 1/2/08 & ends at 11:59:59PM CT on 1/2/09 (“Promotion Period”) & is comprised of (12) Monthly Periods.

How to Enter :
See below for Monthly Periods & complete details. 1) Automatically receive (1) entry for each signature based consumer debit MasterCard card transaction made in the US during the Promotion Period; 2) Automatically receive (1) additional entry for each consumer debit MasterCard PayPass tap transaction made at a PayPass enabled merchant in the US during the Promotion Period. For a list of PayPass enabled merchants, visit www.mastercard.com/paypassmerchants. Account adjustment transactions/returns, PIN–based, international & BusinessCard transactions, late payment fees, over–limit or over–draft fees, return check fees, check re–order fees, cash advances, annual fees, balance transfers and/or other fees assessed on your account are not considered eligible transactions for automatic Sweepstakes entry. Entries from unauthorized card use or made with lost, stolen, or fraudulent consumer debit MasterCard cards are void. Only purchases made with a consumer debit MasterCard card that is in good standing (both at time of entry & winner selection) & issued by a MasterCard customer financial institution in the US to an identifiable end user & that are processed & submitted through MasterCard International Incorporated’s US transaction processing system during the Promotion Period are eligible for automatic entry; or 3) To enter without making a purchase & receive (2) entries, hand print your name, complete mailing address, telephone number, date of birth, & the words “MasterCard Monthly Bonus Sweepstakes” on a plain 3”x 5” piece of paper & mail it in a sealed, stamped & hand printed #10 envelope to: MasterCard Monthly Bonus Sweepstakes, P.O. Box 15295, Bridgeport, CT 06673–5295. Enter as often as you wish by mail, but each entry must be mailed separately to be received by 1/9/09. No photocopied, computer generated facsimiles, mechanically reproduced, or mass entries permitted. Your use of your consumer debit MasterCard card to make a purchase and/or your submission of a 3” x 5” mail–in entry constitutes your consent to participate in this Sweepstakes & your consent for Sponsor to obtain, use, & transfer your name, address & other information for the purpose of administering this Sweepstakes. Released Parties are not responsible for lost, incomplete, illegible, late, misdirected, stolen, postage–due, or mutilated entries or mail; any error, omission, interruption, defect or delay in transmission, 3rd party transaction classification, transaction processing, or communication; technical or mechanical malfunctions; failures or malfunctions of phones, phone lines, or telephone systems; errors in these Official Rules, in any Sweepstakes–related advertisements or other materials; human–processing error; failures of electronic equipment, computer hardware or software; or inaccurate entry information, whether caused by equipment, programming used in this Sweepstakes, human error, or otherwise. Sponsor reserves the right, in its sole discretion, to void any & all entries of an entrant who Sponsor believes has attempted to tamper with or impair the administration, security, fairness, or proper play of this Sweepstakes.

Limit:
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Prize (s):

One (1) Grand Prize: Winner’s selection of (1) of the following options:

(Option 1) $120,000 awarded as a 10 year annuity, $1,000 per month for 10 years without interest (Approximate Present Value=$105,000) or

(Option 2) $120,000 awarded in one lump sum (Approximate Retail Value “ARV”=$120,000).

(12) Monthly Prizes/(1) Prize Per Month: $10,000 awarded in one lump sum (ARV=$10,000). Prize funds will be deposited electronically in winners’ checking accounts. If a winner does not have a checking account at the time of prize award, prize will be awarded in the form of a check.

Total ARV of all prizes :
$240,000

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